Frequently Asked Questions

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We strive to connect consumers with lenders regardless of their credit history. Each lender has specific requirements for loan approval, which may vary. To better understand the qualifications needed, please visit our About Us page.

To process your loan request, we will need your name, address, income information, and banking details.

Loan approval depends on the lender’s specific requirements. Factors such as income, direct deposit, past loan history, and state of residence can influence the decision. Common requirements include:

• A valid checking or savings account

• At least 18 years of age

• U.S. citizenship or permanent residency

• Minimum monthly income of $800

If accepted by a lender, they may contact you for additional information. You must provide truthful, verifiable information to increase your chances of approval.

Late payments may result in additional fees or collection activities. Be sure to review your lender’s terms for more information on potential penalties.

Failure to repay your loan could lead to collection activities. Please refer to your lender’s terms and conditions for further details.

An installment loan allows you to repay your loan over an extended period, unlike traditional payday loans. These loans typically require equal payments over time, with the final payment potentially varying.

In most cases, funds will be deposited into your account the next business day. However, depending on your individual situation, lenders may require additional information, which could delay the deposit.

We are available around the clock to assist with your financial needs. We encourage responsible use of loans, they are a short-term solution for urgent cash requirements and should not be used repeatedly for ongoing financial issues.

You can find this information on your checkbook, as shown in the diagram below. Alternatively, please contact your bank for assistance.

Installment loan payments are due on scheduled pay periods, and the loan term will vary depending on your state. You will be informed of payment amounts and due dates upon loan approval.

By completing the form, you authorize the lender to initiate a bank transfer on the due date. If you repay the loan on time, this may be reported to a Credit Reference Agency and could positively impact your credit history.