CONSENT FOR ELECTRONIC SIGNATURES, RECORDS, AND DISCLOSURES (“E-Consent”)
Take a moment to review this information thoroughly. We recommend printing or saving a copy for your records.
Introduction
By submitting your request, you are seeking to be connected with a third-party lender. In order for these lenders to consider offering you a loan, they require your consent to use and accept electronic signatures, records, and disclosures (“E-Consent”). This document outlines your rights regarding the receipt of electronic disclosures, notices, and information. By agreeing to our terms, you confirm that you have received this E-Consent and consent to engage in transactions that involve electronic signatures, electronic records, and electronic contract documents (“Disclosures”).
Option for Paper or Non-Electronic Records
If you prefer to receive any Disclosures in paper form, you may request this directly from the third-party lender. Some lenders may provide paper copies at no charge, while others may apply a fee. The lender is required to retain all Disclosures as mandated by applicable law.
Scope of Consent
Your E-Consent applies to all online interactions with the third-party lender, including those conducted via mobile devices such as smartphones, tablets, or other devices. By providing your E-Consent, you authorize the lender to process your information and engage with you electronically throughout the process. Notices and Disclosures may be provided online, through third-party lender websites, or via email.
Consenting to Do Business Electronically
Before proceeding, you should ensure that you meet the required technical capabilities to access and retain the Disclosures electronically. You will need a compatible device (PC, MAC, or mobile device), internet access, an email account, and a browser that supports at least 128-bit encryption (such as Microsoft® Internet Explorer, Chrome®, or Mozilla Firefox®). Additionally, you may need a PDF reader like Adobe® Acrobat Reader to view some documents. You will need either a printer or a storage device to retain copies of the Disclosures for future reference. If you have questions about the hardware or software requirements, please contact the third-party lender.
WITHDRAWING CONSENT
YOUR CONSENT TO CONNECT WITH OUR THIRD-PARTY LENDERS AND TO RECEIVE CONSIDERATION OF YOUR REQUEST CANNOT BE WITHDRAWN FOR OUR CONNECTING SERVICE, AS THIS IS A ONE-TIME TRANSACTION. IF YOU ARE CONNECTED WITH ONE OR MORE LENDERS, YOU MAY WITHDRAW YOUR E-CONSENT AT ANY TIME WITH THEM, WITHOUT CHARGE. HOWEVER, WITHDRAWING YOUR CONSENT BEFORE RECEIVING CREDIT MAY PREVENT YOU FROM OBTAINING A LOAN. IF YOU WISH TO WITHDRAW YOUR CONSENT, YOU SHOULD CONTACT THE THIRD-PARTY LENDER DIRECTLY. ANY ELECTRONIC DISCLOSURES PROVIDED PRIOR TO YOUR WITHDRAWAL REMAIN VALID AND ENFORCEABLE.
Updating Your Contact Information
You must inform the third-party lenders of any changes to your contact details, including your email address or mailing address. You can update this information by logging into the lender’s website or by submitting an update via mail.
YOUR ACKNOWLEDGMENT
BY SUBMITTING YOUR INFORMATION, YOU AGREE TO THESE TERMS AND CONSENT TO THE USE OF ELECTRONIC SIGNATURES AND THE PROVISION OF DISCLOSURES ELECTRONICALLY. YOU CONFIRM THAT YOU HAVE READ THIS DOCUMENT AND UNDERSTAND THAT YOU ARE CONSENTING TO ENGAGE IN ELECTRONIC TRANSACTIONS WITH THIRD-PARTY LENDERS. YOU ACKNOWLEDGE THAT YOU CAN REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES AT NO CHARGE. IF YOU CHOOSE NOT TO PROCEED WITH THIS PROCESS, YOU ARE INDICATING THAT YOU DO NOT WISH TO USE ELECTRONIC SIGNATURES OR CONDUCT THIS TRANSACTION ELECTRONICALLY. ADDITIONALLY, YOU UNDERSTAND THAT PROVIDING CONSENT TO ELECTRONIC DISCLOSURES IS A REQUIREMENT FOR RECEIVING SERVICES FROM THIRD-PARTY LENDERS ONLINE.