Our services come at no cost to you! We don’t charge any fees for connecting you with lenders. Please note that we do not offer loans ourselves, nor do we have control over the rates or terms set by the lenders we connect you with.
Since Clear Credit Online is not a lender, we cannot provide specific details regarding the rates, fees, and APR (annual percentage rates) for the loan you may receive. Loan rates and terms can vary depending on the state and lender.
After being connected with a lender and receiving loan approval, the interest rates and fees associated with repayment will be provided to you. This is in accordance with the Truth in Lending Act. If you accept the terms and fees, the lender will guide you to an e-signature page, and your loan will be processed.
What happens if I don’t pay the loan back on time or fail to repay it entirely?
By accepting the loan terms and conditions from the lender you’re connected with, you agree to repay the loan. Failure to make partial or full payments on time, or non-payment, may lead to additional fees, legal collection actions, and/or your non-payment being reported to consumer reporting agencies.
Each lender has different conditions and terms for their loans. Many lenders are willing to work with you if you need assistance. For any questions or more information, contact the lender directly. Let them know you were connected through Clear Credit Online, and they will be happy to assist. If you have any trouble contacting them, please let us know.
What is the renewal policy for these types of loans?
Each lender has unique renewal policies. Some may offer alternative payment options that result in a loan renewal and additional fees. Be sure to review your lender’s renewal policies and communicate your payment preferences to them. If you need more information or have questions about renewal policies, contact your lender directly. Inform them that you were connected with them through Clear Credit Online, and they will assist you.
Disclosure of Renewal Policy
Extending the repayment terms of a loan could lead to higher interest payments and late fees, significantly increasing the total amount repaid. In most cases, loan renewal policies are regulated by state governments.